Our Listings

The Colorado real estate market has shifted toward a more balanced environment. While inventory remains tighter than pre-pandemic levels, we are seeing a steady increase in active listings across the Front Range and mountain communities. Home prices are appreciating at a sustainable rate of roughly 3–5% annually, making it a "neutral" market where both buyers and sellers have room to negotiate. High-demand areas like Boulder, Cherry Creek, and Colorado Springs continue to see strong competition for turnkey properties.

As of mid-2026, mortgage rates in Colorado have stabilized in the low 6% range. While we aren't seeing the record-lows of the past decade, the relative stability has given buyers more confidence to re-enter the market. Experts suggest that "marrying the house and dating the rate" is still a viable strategy, as many Colorado buyers plan to refinance if rates dip further into the 5% range later this year.

In Colorado, earnest money, your "good faith" deposit, typically ranges from 1% to 3% of the purchase price. This money is usually held in escrow by a title company. Because Colorado uses standardized state-approved contracts, your earnest money is protected by specific contingencies, such as the inspection, appraisal, and financing deadlines. Always consult with your Colorado Realtor like the Trish & Maggie Teamto ensure your deadlines are set realistically to protect your deposit.

Buying mountain real estate or land for sale in Colorado requires unique due diligence compared to urban residential sales. Key factors to investigate include water rights (well permits), septic system certifications, and wildfire insurance availability. If you are looking at homes in high-elevation areas like Summit County or Eagle County, be sure to account for "mountain taxes" and HOA fees that may cover snow removal and resort amenities.